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Motor Vehicle Legal Terms

Motor Vehicle Accident Attorney vehicle laws vary greatly from state to state. In general, the laws assume that a vehicle was operated by the owner's permission.

The mortality rates are affected by laws that increase penalties or make revocation automatic or target social hosts. All of these measures, such as obligatory education, alcohol treatment and interlock devices have a little impact.

Legal Definitions

The laws governing motor vehicle legal terms are defined and determined at the state level. The federal definitions for national fuel economy standards and licensing requirements for commercial vehicle drivers are primarily administrative in nature and do not apply when states determine their own classifications for registration. These classifications for vehicles determine whether a motorist must get a license specific to operate certain kinds of vehicles.

The state laws define the terms "automobile," "light truck" and others. For instance an example, a light truck is any vehicle with a capacity that is less than 7,500 pounds. This excludes pickup trucks as well as panel delivery trucks. Also, it excludes any combination of vehicles that is specifically designed to transport passengers or property within its own structure, like trailers and manufactured homes.

A wheel chair conveyance is a device equipped with wheels, typically used by those who, due to physical disability are unable to walk as pedestrians. A moped is an automobile with no more than three wheels on the ground and that travels at a maximum speed of 35 miles per hour.

A pedicab, also known as a pedal-driven vehicle, is driven by the operator who sits on the top. A person who owns the legal title to a vehicle is referred to as its owner.

Traffic Laws

Each state has its own set of motor vehicle laws that cover everything from the registration process to the insurance requirements. The statutes also cover the kinds of vehicles protected by law. While some of these laws are fairly similar across states, others differ significantly. There are laws that restrict how many people can be transported by pedicab. There are laws that prohibit reckless driving on certain kinds of roadways, such as parking lots.

A person who operates a motor vehicle that is in violation of these rules could face penalties and fines for doing so. The penalties could vary from having your driver's licence suspended to having to attend traffic school.

One of the most important laws in a particular state regarding automobiles is that it governs the speed limits that are put in place on the roads. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

It also defines a "motor vehicle" as any vehicle, carriage, or other device that is powered mechanically and is used on roads to transport property or people, or for other commercial reasons. It does not include semitrailers and trailers and coaches, house trailers or coach trailers and vehicles that operate only on tracks or rails snowmobiles, all-terrain vehicles and snowmobiles as well as motorized mobility aids that are operated by a person who has disabilities, self-propelled hay harvesting machines and tractor.

Insurance

A motor vehicle accident law firms vehicle insurance policy is a contract that protects the insurer against financial losses from liability for bodily harm or death or property damage caused by a third party arising from ownership, operation, maintenance or the use of an insured vehicle. It can also offer protection against physical damage to the covered vehicle itself. It must include the name and address the named insured as well as the coverage provided by the policy. It also includes the premium charged and the time for the duration of the policy in force, as well as the maximum amount of responsibility. It must also contain an agreement or endorsement that states that the insurance coverage is in accordance with the coverage specific to bodily injury or death, as well as property damage.

The language used in a motor vehicle insurance policy can be confusing for anyone, and Duncanville law firms often recommend that a person read an example policy to know the terms. One of the most frequent areas of confusion is the definition of the term "motor vehicle accidents vehicle." The phrase is used often in statutes that govern vehicle registration and financial responsibility laws.

Some examples of coverage provided under the motor vehicle policy are commercial auto insurance that covers vehicles used for commercial, business, activities, employment or occupations which are carried out for profit automobile liability insurance that includes MP and PIP; and uninsured and underinsured motorist coverage (UM/UIM). This type of insurance is required by several states.

Permitted Use

If someone other than a named insured or family member drives your car and gets into an accident, it's important to understand the way insurance coverage works in these instances. This is known as permissive use and the specifics of your policy might differ but generally, the majority of major car insurance companies provide this kind of coverage.

It is important to keep in mind that you are liable for any damages caused by a driver who has your permission. Permission may be expressed or implied, and typically does not need to be recorded.

In determining if there is an implied permission, courts will look at the relationship between the parties; their prior conduct and the use of the vehicle, as well as the circumstances surrounding the specific driving event. A court also will consider if any restrictions were placed on the permissive use and if even an unintentional deviation from the duration, location and limitations of the initial permission would violate the restrictions.

Be aware that adding the driver to your auto insurance policy will likely increase your premium, because the vehicle becomes more risky to cover. It is important to carefully consider your options prior to lending your car to others. Contact Jerry to get a free insurance quote and to discuss the terms of your policy.